PRODUCT

Gain advanced insights to support more effective collections.

Successful recovery depends on reaching the right party quickly. Enriched Skip Trace helps your team act faster with enhanced borrower insights and contact details that support better engagement.

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Gain advanced insights to support more effective collections.

Successful recovery depends on reaching the right party quickly. Enriched Skip Trace helps your team act faster with enhanced borrower insights and contact details that support better engagement.

Enriched Skip Trace combines TransUnion’s skip trace capabilities with demographic insights from the Credit Information Corporation (CIC) to provide a broader view of borrower profiles. This added visibility helps teams connect with customers sooner, optimize tracing activities and focus efforts where they have the greatest impact.

With additional contact details, lenders can raise right-party contact rates and support compliant, responsible recovery practices — all while driving improved overall recovery outcomes.
 

Eligibility & Compliance Requirements


The Enriched Skip Trace service utilizes borrower information sourced from the Credit Information Corporation (CIC) and TransUnion databases in compliance with the Credit Information System Act (RA 9510) and corresponding CIC data access guidelines. Access is restricted to accredited members and authorized personnel under TransUnion’s data governance and privacy frameworks

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Expanded Borrower Contact Insights

By joining Credit Information Corporation (CIC) demographic information with TransUnion’s skip trace records, Enriched Skip Trace provides additional borrower contact insights that support outreach and account review activities. 

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Streamlined Collections Operations

The batch-processing workflow and matching logic are designed to reduce manual tracing steps and promote efficient handling of delinquent accounts within existing collections processes. 

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Regulatory Alignment and Data Governance

Built to align with RA 9510 and Credit Information Corporation (CIC) data access guidelines, the solution supports the use of borrower information within a controlled, compliant and secure governance framework.

PRODUCT FEATURES

Enhanced contact data

Blends Credit Information Corporation (CIC) demographic details with TransUnion skip trace records to deliver additional borrower contact information for collections use cases.

Integration-ready output file

Delivers a structured output file for collections and recovery workflows.

Batch processing

Supports the processing of large volumes of delinquent accounts through batch-based workflows.

Source matching logic

Applies deterministic and fuzzy matching techniques across name, date of birth and identification fields to enhance borrower record alignment.  

Operational support for tracing activities

Designed to assist collections teams in organizing contact information and managing tracing activities more efficiently.  

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