CreditVision
Use trended credit data to gain a more complete view of consumer behavior and credit history
Acquire
More Customers
More Customers
Improve customer segmentation and reduce acquisition costs
Improve
Risk Decisions
Risk Decisions
Approve more consumers without adjusting your risk tolerance
Enhance Customer
Relationships
Relationships
Strengthen and grow existing customer relationships with better customer profiling
Increase
Debt Recovery
Debt Recovery
Maximize collections efficiency by assessing behavior over time
Transform the way you evaluate and understand consumers
Trended credit insights derived from superior intelligence and analytics lead to more precise decisions across the account lifecycle, resulting in reduced risk and increased profits.
CreditVision Premium Attributes & Algorithms use account history over the last 24 months to provide you with a deeper and broader view of consumer behavior:
Revolver
Categorizes card and retail trades as revolving, transacting or inactive each month and describes related behaviors
Payment
Identifies payment-based behaviors (e.g., payment ratios, excess payments, prepayment frequency and amount)
Balance Magnitude
Index revealing direction and recency of balance change over the past 24 months
Wallet Share
Captures balance shifts indicative of consumer loyalty to tradelines over time
Spend
Concentration, velocity and seasonal measures of total consumer spend
General
Presents general insights into consumer behavior for use across the customer lifecycle
Better Data. Smarter Decisions. More Results.
New Applications Asset Sheet
Download our product sheet on CreditVision for new applications to know more
For more information, contact your sales representative.
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