Use trended credit data to gain a more complete view of consumer behavior and credit history
Optimized risk management strategies rely on your ability to predict future consumer behavior. Payment ratios, directional changes in balances, wallet share and shifts in utilization are just some of the valuable insights revealed in our enhanced algorithms — developed to provide expanded views of consumer performance over time.
To make better decisions during acquisition and portfolio reviews, you need a complete view of consumer behavior over time. Using enriched trended credit data — including actual payment amounts, balance, and utilization trends — CreditVision Risk Score produces a more accurate assessment of consumer creditworthiness than traditional risk scores. That means you’re better able to predict future behavior based on objective insights that help you decide whom to engage and retain.
See how trended customer data can help you better understand card usage trends — driving growth and profitability.
Learn how trended credit data enables you to improve your personal loans acquisition program – reducing marketing spend.
Download our product sheet to know more
Download our product sheet on CreditVision for new applications to know more
Download our product sheet on CreditVision Risk Score
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