PRODUCT

CIC Stand-Alone Credit Report

Expand your lending visibility beyond traditional credit files

REQUEST MORE INFORMATION

Expand your lending visibility beyond traditional credit files

Thin-file borrowers — those without a traditional bank history — represent a significant growth opportunity in the Philippines. But they’re often overlooked by traditional credit checks.

Available through the TransUnion® Multi-Tenant Core Connect platform, the CIC Stand-Alone Credit Report allows you to access Credit Information Corporation (CIC) data for borrowers who fall outside conventional credit profiles. 

More Information

Download Asset Sheet

HOW IT DRIVES BUSINESS GROWTH

Approve more borrowers

Expand visibility to include private financing, cooperatives, microfinance and utilities to better assess thin-file applicants.

Make informed risk decisions

Access detailed borrower details, including credit exposure across multiple contract types and critical event flags like legal actions or fraud.

Reduce manual effort and decisioning time

Choose from real-time API integration, a secure web portal for on-demand inquiries, or batch processing for high-volume records.

Streamline regulatory compliance

Meet your inquiry obligations as a Covered Entity under RA 9510.

Eligibility

The CIC Stand-Alone Credit Report is available to Accessing Entities that have completed CIC accreditation and nominated TransUnion as their Special Accessing Entity (SAE) — subject to regulatory and onboarding requirements.

 

Compliance

This service utilizes borrower information from CIC and TransUnion databases in compliance with the Credit Information System Act (RA 9510). Access is restricted to accredited members and authorized personnel under our robust data governance and privacy frameworks.

 

Contact your TransUnion representative to discuss how the CIC Stand-Alone Credit Report can support your acquisition and compliance strategies.

Contact Us

We need your consent.

TransUnion Information Solutions, Inc. is seeking your consent to receive occasional information about TransUnion and its affiliates or partners by digital means, such as email communications. Information may include news, updates, services, events, and special offers and more. If you wish to withdraw your consent, you may do so at any time by using the unsubscribe link at the bottom of any TransUnion email.

Please read our Privacy Policy, which explains who we are, how we collect and use your personal information and how you can exercise your privacy rights.

We're sorry, your request failed. Please try again in a little while.