You can make better decisions about lending when you understand how much risk a customer or prospect represents. Credit reporting gives you information and insight you can use to acquire more customers, retain your most valuable ones and manage risk better. Credit reporting depends on a large pool of current credit data.

When you report credit data, you contribute to increasing the knowledge base that helps you and other businesses make more informed decisions about credit. Reporting credit data also helps more creditworthy consumers get credit on favorable terms.