Report

H1 2026 Update: Top Fraud Trends

High exposure, lower severity: How fraud is evolving in the Philippines

In the Philippines, fraud pressure is driven more by scale than severity. Digital fraud rates declined in 2025, yet consumer exposure remained elevated due to widespread targeting across digital channels and evolving attack methods.

This report gives fraud, risk, identity and authentication leaders in the Philippines fresh intelligence to evaluate fraud prevention tactics and adjust strategies with confidence. It draws on two sources: a global consumer survey across 18 countries and regions, in addition to billions of transactions within TransUnion’s proprietary global intelligence network. Together, they offer a holistic view of today’s fast-changing threat landscape.

Latest insights include:

  • More than 7 in 10 (72%) consumers reported being targeted by digital fraud from August to December 2025, with phishing the most reported scheme
  • Account login fraud represented the highest-risk lifecycle stage at 6.1% — more than five times the exposure of financial transactions
  • Security of personal data was a top priority for Filipino consumers when choosing whom to transact with online — 85% said it’s very important, above the 77% global average

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