CreditVision
Use trended credit data to gain a more complete view of consumer behavior and credit history
More Customers
Improve customer segmentation and reduce acquisition costs
Risk Decisions
Approve more consumers without adjusting your risk tolerance
Relationships
Strengthen and grow existing customer relationships with better customer profiling
Debt Recovery
Maximize collections efficiency by assessing behavior over time
Make more precise lending decisions with the latest risk analytics from TransUnion
TransUnion CreditVision® suite of solutions leverages the power of trended credit data and advanced analytics to provide wider and deeper consumer insights than ever before.
By using the latest bureau data elements, longer account history timeframes, and over a thousand enriched attributes and algorithms, scores and models are significantly enhanced. Used across your value chain, CreditVision can help you strengthen marketing models, improve consumer risk segmentation at acquisition, better manage existing customer risk and opportunity, and enrich recovery and collections.
CreditVision Premium Attributes and Algorithms
Optimized risk management strategies rely on your ability to predict future consumer behavior. Payment ratios, directional changes in balances, wallet share and shifts in utilization are just some of the valuable insights revealed in our enhanced algorithms — developed to provide expanded views of consumer performance over time.
CreditVision Risk Score
To make better decisions during acquisition and portfolio reviews, you need a complete view of consumer behavior over time. Using enriched trended credit data — including actual payment amounts, balance, and utilization trends — CreditVision Risk Score produces a more accurate assessment of consumer creditworthiness than traditional risk scores. That means you’re better able to predict future behavior based on objective insights that help you decide whom to engage and retain.
See how trended customer data can help you better understand card usage trends — driving growth and profitability.
Learn how trended credit data enables you to improve your personal loans acquisition program – reducing marketing spend.
Better Data. Smarter Decisions. More Results.
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