Solutions and Products
Solutions
- Analytics and Consulting
  Gain a competitive edge in your business with our powerful analytics and consulting capabilities
- Credit Reporting
  Understand consumers’ credit profiles with our credit reporting solutions
- Customer Acquisition
  Convert the right consumers, better manage risk and confidently grow your portfolio
- Investigations and Collections
  Prioritize accounts and improve collections strategies to collect more efficiently
- Portolio Management
  Continuously monitor your risk, improve decisions, take action and increase profitability
Featured Products
- Credit Reports
  Know your customers better and have an in-depth view of their credit-profile with TransUnion’s Credit Reports
- Credit Scores
  Enhance risk management, better predict performance and improve strategies with TransUnion Credit Scores.
- CreditVision
  Gain a more complete view of consumers and their credit histories through greatly expanded information
- CreditVision
  See how trended data can transform how you understand, manage, and evaluate customers’ creditworthiness
- IDVision Suite
  With our holistic solution, businesses and consumers can safely and seamlessly transact in a digital world.
- TransUnion Seamless Onboarding
  Increase new customer acquisitions by offering fulfillment in minutes
- Triggers
  Identify risks and opportunities through automatic alerts to changes in customer credit behaviour
Industries
- Auto
  Access auto solutions that reduce turnaround time, lower risk and help you make competitive offerings
- Financial Institutions
  Powerful tools to enhance your strategies for acquisition, portfolio management and collections
- Microfinance
  Use credit data for banked and unbanked consumers to offer competitive products and promote financial wellness
- Retail
  Confidently set and optimize customer acquisition, account management and recovery strategies
- Telecommunications
  Make better decisions across the credit lifecycle with solutions that enable insights into your consumers

CreditVision

Use trended credit data to gain a more complete view of consumer behavior and credit history

Learn More

Acquire
More Customers

Improve customer segmentation and reduce acquisition costs

Improve
Risk Decisions

Approve more consumers without adjusting your risk tolerance

Enhance Customer
Relationships

Strengthen and grow existing customer relationships with better customer profiling

Increase
Debt Recovery

Maximize collections efficiency by assessing behavior over time

See How It Works

Transform the way you evaluate and understand consumers

Trended credit insights derived from superior intelligence and analytics lead to more precise decisions across the account lifecycle, resulting in reduced risk and increased profits.

CreditVision Premium Attributes & Algorithms use account history over the last 24 months to provide you with a deeper and broader view of consumer behavior:

Revolver

Categorizes card and retail trades as revolving, transacting or inactive each month and describes related behaviors

Payment

Identifies payment-based behaviors (e.g., payment ratios, excess payments, prepayment frequency and amount)

Balance Magnitude

Index revealing direction and recency of balance change over the past 24 months

Wallet Share

Captures balance shifts indicative of consumer loyalty to tradelines over time

Spend

Concentration, velocity and seasonal measures of total consumer spend

General

Presents general insights into consumer behavior for use across the customer lifecycle

Get CreditVision

See how trended customer data can help you better understand card usage trends — driving growth and profitability.

Learn how trended credit data enables you to improve your personal loans acquisition program – reducing marketing spend.

Better Data. Smarter Decisions. More Results.

Asset Sheet

Download our product sheet to know more